So we did something about it.
When you search for products and services on Skwama, businesses matching your search intent compete for your wallet by presenting you with their best offers in real-time.
Never overpay for anything again.
Businesses pay us when you spend using Skwama, sending up to 20% cashback in Bitcoin or USD to your wallet.
Your bank.
Let’s say you spend $2,000 a month to buy stuff... that’s $24,000 a year.
Let’s say you go on to use the same bank for 30 years like many do... that's over $720,000 in value created without getting anything back.
And that’s without counting inflation.
Now tell us, when was the last time your bank, or any business, treated you like the million-dollar whale you really are?
We think spending money should make you money.
Instead of charging businesses, we ask them to use their ad cost savings to give you cashback when you spend with them. We take a small cut. Win, win, win — the only type of deals we like to make.
How it works
Start typing and watch the offers slide in.
It's like having an FBI-level negotiator in your pocket. Even if you don't know exactly what you're looking for, we make finding good deals our problem, not yours.
Use cases
Squeeze the fruitcakes out of every dollar.
Use your Skwama wallet like you would with a normal bank account.
Pay rent
Turn one of your biggest expenses into an income stream that keeps on giving.
.svg)
Send money
Send money next door or just about anywhere in the world in seconds for little to no cost via stablecoins.
.svg)
Buy stuff
Book a flight, or whatever, with a QR code scan, your card, or with a tap via Apple Pay or Google Pay.
.svg)
Membership
Spend once.
Benefit twice.
Each transaction earns you cashback, points that are redeemable for cash, or both. The more points you get, the more our offer engine matches you with offers so you can double-dip rewards.
ESSENTIALS
Available to everyone
GOLD
Unlocks at 1M points
VIP
Lifetime plan only
Monthly subscription
$0
$0
$149 once
Priority support
Transaction rewards
Cashback or Points
Cashback + Points
Cashback + Points
Points multiplier
1x
2x
2.5x
Points redemption threshold
100k
50k
25k
Referral points multiplier
1.1x
1.2x
1.3x
Exclusive deals
Limited supply
Unlimited supply
Make your cash
flow back to you
Upgrade to VIP
Make your cash flow
back to you, faster.
Purchase a once-off lifetime plan to upgrade to VIP — limited seats available.
Your questions, answered.
What are stablecoins?
Stablecoins are tokenized versions of, predominantly the U.S. Dollar. Your Skwama account holds assets in USDC. These tokenized assets combine the stability of traditional currency with the speed and global accessibility of stablecoins, enabling instant transfers, little to no fees, and seamless global settlement.
Where is Skwama available?
Skwama is available in 150+ countries including South Africa, Nigeria, United States (excluding New York and Alaska), Canada, Europe, Australia, UAE, and India. See this article for a list of supported countries and regions.
Is Skwama a bank?
Skwama is a financial technology platform, not a bank. Unlike banks that hold and lend out your deposits through fractional reserve banking, self-custody gives you direct ownership and control of the funds in your account. Skwama delivers the benefits of self-custody while providing access to cheaper, faster, and more beneficial financial services.